Our Business Model

Business Model Based on the Islamic Rules of Transactions. • Micro Credit Products and Facilities Based on Profit Sharing Principles* • Existence of Shariah Advisory Board (SAB) that Review and Approve All Products and Services to Ensure Full Shariah Compliance. • Risk Management Framework that Focuses on Business Viability rather than Assets Collateralization • Banking Services Based on Transparency, Service Excellence, Trust and Partnership. • Provision of Alternative Financial Solutions to Meet Everyday Needs. We say Yes to Profit; No to Ribaa!